:root{
  --indigo:#1E1B4B;--indigo-2:#2b2870;--sky:#0284C7;--sky-light:#E0F2FE;
  --crimson:#BE123C;--crimson-dark:#9F1239;--ink:#14132e;--muted:#52567a;
  --bg:#FFFFFF;--band:#F1F5F9;--line:#E2E8F0;--card-br:18px;
  --radius-pill:999px;--max:1140px;
  --sec-pad:5rem;--gap:1.75rem;
  --font:system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation:none!important;transition:none!important}}
body{margin:0;font-family:var(--font);color:var(--ink);background:var(--bg);line-height:1.65;font-size:17px}
a{color:var(--sky);text-underline-offset:3px}
img,svg{max-width:100%}
.container{max-width:var(--max);margin:0 auto;padding:0 1.25rem}
/* Header - light */
.site-header{position:sticky;top:0;z-index:50;background:#fff;border-bottom:2px solid var(--indigo)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.7rem 1.25rem;max-width:var(--max);margin:0 auto}
.brand{display:flex;align-items:center;gap:.6rem;text-decoration:none;color:var(--indigo);font-weight:800;font-size:1.05rem}
.brand-mark{width:34px;height:34px;flex:none}
.brand small{display:block;font-weight:600;color:var(--muted);font-size:.72rem;letter-spacing:.02em}
.nav{display:flex;gap:1.1rem;align-items:center;font-size:.95rem}
.nav a{text-decoration:none;color:var(--indigo);font-weight:600}
.nav a:hover{color:var(--sky)}
.btn{display:inline-block;text-decoration:none;font-weight:800;border-radius:var(--radius-pill);padding:.95rem 1.9rem;border:2px solid transparent;cursor:pointer;text-align:center}
.btn-call{background:var(--crimson);color:#fff;box-shadow:0 6px 18px rgba(190,18,60,.35)}
.btn-call:hover{background:var(--crimson-dark);color:#fff}
.btn-ghost{background:#fff;color:var(--indigo);border-color:var(--indigo)}
.btn-ghost:hover{background:var(--indigo);color:#fff}
.btn-light{background:#fff;color:var(--crimson)}
.header-call{padding:.6rem 1.3rem;font-size:.95rem;white-space:nowrap}
@media(max-width:860px){.nav-links{display:none}}
/* Hero - bold overlay band */
.hero{position:relative;background:linear-gradient(135deg,var(--indigo) 0%,#312e81 45%,var(--sky) 100%);color:#fff;overflow:hidden}
.hero::after{content:"";position:absolute;inset:auto -10% -48px -10%;height:90px;background:var(--bg);transform:rotate(-1.5deg)}
.hero-inner{max-width:var(--max);margin:0 auto;padding:3.5rem 1.25rem 5rem;position:relative;z-index:1}
.hero-band{display:inline-block;background:var(--crimson);color:#fff;font-weight:800;letter-spacing:.06em;text-transform:uppercase;font-size:.78rem;padding:.45rem 1.1rem;border-radius:var(--radius-pill);margin-bottom:1rem}
.hero h1{font-size:clamp(1.9rem,4.5vw,3.1rem);line-height:1.12;margin:.2rem 0 1rem;max-width:20ch}
.hero p.lead{font-size:1.15rem;max-width:44rem;color:#E6E9FF;margin:0 0 1.6rem}
.hero-overlay-band{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.35);border-left:8px solid var(--crimson);border-radius:14px;padding:1.1rem 1.3rem;margin:0 0 1.6rem;max-width:46rem}
.hero-overlay-band strong{color:#fff}
.hero-cta{display:flex;gap:.8rem;flex-wrap:wrap;margin-bottom:1rem}
.hero-meta{display:flex;gap:1.2rem;flex-wrap:wrap;font-size:.9rem;color:#DCE3FF}
.hero-meta span{display:inline-flex;align-items:center;gap:.4rem}
/* Trust strip */
.trust{background:var(--indigo);color:#fff}
.trust-inner{max-width:var(--max);margin:0 auto;padding:.9rem 1.25rem;display:flex;gap:1.5rem;flex-wrap:wrap;justify-content:center;font-weight:700;font-size:.92rem}
.trust-inner span{display:inline-flex;align-items:center;gap:.5rem}
/* Sections */
.section{padding:var(--sec-pad) 0}
.section.alt{background:var(--band)}
.section h2{font-size:clamp(1.5rem,3vw,2.1rem);color:var(--indigo);margin:0 0 .6rem;line-height:1.2}
.section .sub{color:var(--muted);max-width:46rem;margin:0 0 2rem}
.grid{display:grid;gap:var(--gap)}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
@media(max-width:900px){.grid-3{grid-template-columns:1fr 1fr}}
@media(max-width:640px){.grid-3,.grid-2{grid-template-columns:1fr}.section{padding:3rem 0}}
.card{background:#fff;border:1px solid var(--line);border-top:6px solid var(--sky);border-radius:var(--card-br);padding:1.6rem;box-shadow:0 10px 28px rgba(30,27,75,.08)}
.card h3{margin:.2rem 0 .5rem;color:var(--indigo);font-size:1.15rem}
.card p{margin:.4rem 0 1rem;color:#33355a}
.card a.more{font-weight:800;color:var(--crimson);text-decoration:none}
.icon{width:42px;height:42px;border-radius:12px;background:var(--sky-light);display:inline-flex;align-items:center;justify-content:center;margin-bottom:.5rem}
/* Steps */
.steps{counter-reset:step;list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:var(--gap)}
.steps li{background:#fff;border:1px solid var(--line);border-radius:var(--card-br);padding:1.5rem;position:relative;box-shadow:0 8px 22px rgba(30,27,75,.07)}
.steps li::before{counter-increment:step;content:"Step " counter(step);display:inline-block;background:var(--indigo);color:#fff;font-size:.75rem;font-weight:800;letter-spacing:.05em;text-transform:uppercase;border-radius:var(--radius-pill);padding:.3rem .9rem;margin-bottom:.7rem}
.steps li h3{margin:.2rem 0 .4rem;color:var(--indigo)}
@media(max-width:900px){.steps{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.steps{grid-template-columns:1fr}}
/* Benefits */
.benefits{display:grid;grid-template-columns:1fr 1fr;gap:var(--gap)}
.benefit{display:flex;gap:1rem;background:#fff;border:1px solid var(--line);border-radius:var(--card-br);padding:1.4rem}
.benefit .tick{flex:none;width:38px;height:38px;border-radius:50%;background:var(--indigo);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:900}
@media(max-width:700px){.benefits{grid-template-columns:1fr}}
/* Cities */
.city-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:.9rem}
.city-grid a{display:block;background:#fff;border:1px solid var(--line);border-radius:var(--radius-pill);padding:.7rem 1.1rem;text-decoration:none;color:var(--indigo);font-weight:700;text-align:center}
.city-grid a:hover{background:var(--indigo);color:#fff;border-color:var(--indigo)}
@media(max-width:900px){.city-grid{grid-template-columns:repeat(3,1fr)}}
@media(max-width:600px){.city-grid{grid-template-columns:repeat(2,1fr)}}
/* FAQ */
details.faq{background:#fff;border:1px solid var(--line);border-radius:14px;margin-bottom:.8rem;padding:0}
details.faq summary{cursor:pointer;padding:1.1rem 1.3rem;font-weight:800;color:var(--indigo);list-style:none;display:flex;justify-content:space-between;gap:1rem;align-items:center}
details.faq summary::-webkit-details-marker{display:none}
details.faq summary::after{content:"+";font-size:1.5rem;color:var(--crimson);flex:none}
details.faq[open] summary::after{content:"–"}
details.faq .faq-body{padding:0 1.3rem 1.2rem;color:#33355a}
/* CTA band */
.cta-band{background:linear-gradient(120deg,var(--crimson) 0%,#e11d48 55%,var(--indigo) 130%);color:#fff;border-radius:22px;padding:2.5rem;text-align:center;margin:1rem 0 0}
.cta-band h2{color:#fff!important;margin-bottom:.5rem}
.cta-band p{color:#FFE4E6;max-width:40rem;margin:0 auto 1.4rem}
/* Breadcrumbs */
.crumbs{font-size:.85rem;color:var(--muted);padding:1rem 0 0}
.crumbs a{color:var(--sky)}
/* Takeaways */
.takeaways{background:var(--sky-light);border:1px solid #BAE6FD;border-left:8px solid var(--sky);border-radius:14px;padding:1.3rem 1.5rem;margin:1.5rem 0}
.takeaways h2,.takeaways h3{color:var(--indigo)!important;margin-top:0}
/* Tables/lists */
.content h2{color:var(--indigo);margin-top:2.2rem}
.content h3{color:var(--indigo-2)}
.content ul{padding-left:1.3rem}
.prose p{margin:.9rem 0}
/* Footer */
footer{background:var(--indigo);color:#C9CDE8;margin-top:0}
.footer-inner{max-width:var(--max);margin:0 auto;padding:3rem 1.25rem 7rem}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:2rem;margin-bottom:2rem}
footer a{color:#fff}
.footer-brand{color:#fff;font-weight:800;font-size:1.1rem;text-decoration:none}
.disclaimer{font-size:.8rem;color:#A9AED6;border-top:1px solid rgba(255,255,255,.2);padding-top:1.2rem;margin-top:1rem}
.disclaimer p{margin:.5rem 0}
@media(max-width:700px){.footer-grid{grid-template-columns:1fr}}
/* Mobile call bar */
.mobile-bar{position:fixed;left:0;right:0;bottom:0;z-index:60;background:#fff;border-top:2px solid var(--crimson);display:none;padding:.6rem .8rem;box-shadow:0 -6px 20px rgba(0,0,0,.15)}
.mobile-bar a{display:block;background:var(--crimson);color:#fff;text-align:center;font-weight:900;text-decoration:none;border-radius:var(--radius-pill);padding:.9rem;font-size:1.1rem}
@media(max-width:760px){.mobile-bar{display:block}.header-call{display:none}body{padding-bottom:72px}}
/* Utilities */
.center{text-align:center}
.mt{margin-top:1.5rem}
.small{font-size:.88rem;color:var(--muted)}
.alert{background:#FEF2F2;border:1px solid #FECACA;border-left:8px solid var(--crimson);border-radius:14px;padding:1.1rem 1.3rem;margin:1.4rem 0}